Stop And Smell The Citrus

Rejuvenation essential for busy Canadian moms

(NC)-Ask a typical Canadian mom if she works full-time and you know what she'll answer.

Moms have to be multi-taskers: they hold down demanding jobs, raise children, prepare meals, do the wash, manage the household budget, take care of the home and nurture relationships with their husband and extended family. Personal time is virtually non-existent; yet to keep up the pace, moms need a break more than ever before.

Studies show that working women are more likely to suffer from stress. According to Statistics Canada, in 1994/95, 27 per cent of all adult Canadian women were experiencing high life stress, compared with only 22 per cent of adult men.

Trying to maintain that balance of work, family and time pressures can take its toll on a woman. Often, they don't get enough sleep, which can interfere with the ability to function and retain information. And despite having a "full plate", many women fail to maintain a regular, nutritious diet. They're so busy feeding and looking after their families, they put their own nutritional needs on the back burner.

Proper eating habits determine energy levels and regulate the body's metabolism. That's why it's even more important for women to fuel up on healthy foods to keep them going through their long and busy days. For example, a diet rich in oranges, grapefruit or other citrus can help fight fatigue because Vitamin C aids with iron absorption. Citrus also supplies a wealth of carbohydrates, the major fuel source from the brain. And drinking plenty of water is extremely important for circulating nutrients and oxygen throughout the body. Being dehydrated will make a person less energetic.

"Regular exercise, taking time to relax and making healthy food choices is the best way for a mom to keep her energy up and her stress levels down," says Dr. Liz Applegate, author, nutritionist and professor at the University of California at Davis. "And a daily dose of summer citrus such as Sunkist's oranges, grapefruits or lemons, will help mom take care of herself, so she can take good care of her family."

Since stress is a leading contributor to depression and anxiety, it is crucial for women to take time to rejuvenate.

# Here are a few simple things mothers can do in the middle of a busy day to help them recharge: l> Head outdoors - reach for the runners instead of the remote
# Get together with an old buddy
# De-stress with a mini aromatherapy break: simply peel an orange or lemon to release a wonderful, uplifting scent
# Pamper yourself by visiting a spa for a massage and beauty treatment
# Hunker down with a good book
# Turn up the music, sing and dance (like no one is watching)
# Try out a new recipe
# Dig in the garden
# Take a luxurious bath with relaxing bath oil, scented candles and your favourite music
# Laugh out loud! It's one of the best energizers around.

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Power Habits to Guarantee Financial Independence

Are you always running short of your funds? Do you still have to borrow money sometimes to at least live comfortably? Do you get to pay your bills on time?

If you answered mostly yes, then you are in danger of being financially unstable. You cannot afford the things you want and sometimes, even the things you need. Don’t go sulking out there! You better move your body. If such is the case, better tell yourself that you cannot afford to be that way always. You have to be financially independent.

What is financial independence? Financial independence is the capability to determine and support yourself through your own endeavors. There are 7 ways or habits for you to follow to gain financial independence. With the right attitude and the proper goal in mind, you might just find yourself beaming with pride because of your achievement.

1. Keep a focused vision


Start with a vision. What is your vision for your life? Where are you definitely heading? You want financial independence. You want to be able to stand on your own and have a more stable and secured life, for yourself and for your family.

Keep that vision in mind. Hold on to it as you start to realize that vision. The choices and decisions you will make in the future will have to head to the direction of your goal. Return to that vision when things get doubtful or tough.

2. Invest your money wisely

Generate income. Your income will be the financial foundation of your vision. This will basically come from your job’s income, but don’t settle with that.

Aim to increase your income. Invest your time, money and effort into a beneficial enterprise. Start a business that you feel passionately about and make sure it will work. Think carefully of every detail in your enterprise and work on it. Do not settle with good enough results. Aim for excellence, quality and integrity to succeed.

3. Save up

Start a fund for your future. Allot a percentage of your present income to savings. Do this at the start of each month, before you go ahead. This will avoid the enticement to buy, buy, buy. It will also teach you how to properly budget your money for necessary expenses.

Money in the bank could also earn interest. Although it is not considerable compared to a good investment, it is still a good way to keep money for your future. Just make sure you maintain the money in your savings account. Avoid touching it unless it is really necessary.

Give value also to your coins. Every single cent matters. All of those scattered coins you have there could comprise a few dollars. Even if it is considerably small amount, it will still find some use for that.

4. Spend wisely

Don’t spend all your earnings. As they say, don’t earn to spend. Buy only things that you really need. Tighten those belts for now as you bank for a more secured future. Choose to live simply. Forget the need to show off on other people that you can afford. If you want achieve financial independence, you must hold on to your money as much as possible.

Avoid incurring debts as much as possible. Take control of your finances as much as possible. Credit cards for example could hold you locked in a desperate state. You could be getting what you want now through that credit card, but imagine yourself giving the bulk of your income for interest payments! Make ends meet in the meantime for later on in life, you will surely afford to be leisurely.

5. Keep contingency plans

You must plan ahead for events in the future. Have contingencies. Make certain that your financial assets are secured. At this phase, it is a good option to get an insurance policy. Insure your life, health and property, even your loved ones.

Protect your interests whenever you enter into any engagement. Make sure that your endeavor is legal, that you are financially capable, and that it is feasible within your means. This way, you will have optimal performance and desirable results. You could prevent harmful losses in the long run.

6. Take care of yourself

Health is wealth. The only way for you to achieve your dreams and be able to stand on your own is when you are physically and psychologically able to do so. Have regular check ups with your physician. Have a healthy diet. Exercise Regularly. Health will be your asset to achieve financial independence. Only a good physical standing would allow you to enjoy the fruits of your toils today.

7. Be Unstoppable

You must keep yourself focused to achieve the goal of being financially independent. Do not let yourself be distracted by whimsical desires. Do not spray. Do not procrastinate. Every cent and every minute counts as what you do today will have a lot to say on what you will have in the future. Take advantage of every opportunity that will come your way. Keep yourself confident.

Tell yourself, you will not be a loser in this game. You have to make it!

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Tips for Online Shopping

Shopping online has become more and more popular in America as we are all looking to save a little time and money. E-commerce sales are growing at astronomical numbers ranging from 20-25% per year. And according to Forrester Research, 40% of households are using coupons in their web shopping. The huge increases are obvious: the online savings and discounts are impossible to match by traditional stores constrained by the overhead costs of employees, rent, and insurance. By using some of the tips and tricks mentioned below, you’ll be able to take further advantage of a new American pastime: saving with online shopping!

Tip 1: Don’t buy Ebay. We all know online auctions seem like such a great deal, and it’s easy to get caught up in the emotion of auction. Thing is, auction sites like Ebay and Ubid have become saturated with buyers AND sellers, so virtually any discount found is quickly sought by re-distributors who then add their own markups to your purchase. The online marketplace has enough people out there that you can end up spending hundreds of extra dollars for the same things found in your local mall! Don’t let your emotions get involved – these are not the right places for the aware shopper.

Tip 2: Never pay retail. Take this scenario: You find something you want to buy, maybe the latest craze or fad such as the Ipod. Should you really pay the price that Apple is offering? No! You can find many deals and coupons for the same purchase just by typing, for example, “ipod coupons” into Google. Spend a little time searching through the top ten to twenty results, you’re sure to find the same product for a significant discount. Sometimes, by filling out a survey or signing up for an email list, you’ll get additional savings and many times you can even get your product for free!

Tip 3: Get over your instant gratification desire. Just admit it, buying something always gives you a good feeling and you can’t wait to take pleasure in that new purchase. Anything you’re buying at the mall for that same good feeling can usually be found for a huge discount online. You just have to be willing to wait for the short 2-5 days that it takes for shipping. It’s definitely worth the savings to able to control your emotions and hold off until it arrives via UPS!

Tip 4: Watch out for excessive shipping charges. Many times retailers slash their costs to get the sale but then charge more for shipping. Make sure to check the final cost to ensure you didn’t receive any unwarranted charges. You should also find a free shipping deal at any of the online coupon sites. Sometimes the shipping can cost more than your purchase!

Tip 5: Online coupons: Were you aware of online coupon websites that have discount and promotion codes to nearly all internet stores? These types of websites always have up to date discount offers arranged by category or store, so you can always find something on sale. It’s not only a way to get a good deal but you can also find some of the free shipping offers listed in tip 4. Just be careful to check for a coupon code before making any internet purchase. It’s a simple way to find extra savings.

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Repairing A Digital Camera

It would be ideal if you never had to use a digital camera repair service but the chances are that you will have to find one during the life of your digital camera. If you have bought your camera carefully then it should have a lengthy digital camera repair warranty. Even if your camera is still within the warranty period for digital camera repair then you still have to ensure that you meet the requirements of the warranty.

No digital camera repair warranty covers damage caused by abusing the camera or incorrect use. You also need to check what paperwork you have to send off with your digital camera repair for it to be carried out under warranty, such as the sales receipt and completed warranty card. Your warranty will provide instructions for how to obtain a digital camera repair and the procedures to follow. It is important to use a digital camera repair service authorised by the particular manufacturer of your digital camera to ensure that you do not incur any extra costs. A digital camera repair carried out under warranty will not cost you anything unless the equipment needs to be returned to the factory, in which case there are shipping charges.

One of the most frequent problems that require a camera to be sent to a digital camera repair service is a zoom lens that will not zoom, because the lens is out of alignment. This may have been caused by rough handling or some type of impact which will not be covered by the warranty. If your camera is not able to focus then it will not fire and may print out ‘system error’ or not turn on properly. It is a relatively simple process for a digital camera repair service to realign the zoom lens or reset the zoom barrel guide pins that may have been pushed out of their slots, and this will then enable the lens to focus and zoom. The cost for this form of digital camera repair will vary from service to service but it should be a relatively quick job, as long as the digital camera repair company has the correct equipment onsite. It is worth checking before you decide which digital camera repair service to use that they have the necessary equipment and expertise to carry out the repair and not have to send it away.

The best digital camera repair services have skilled digital camera repair technicians that specialize in repairing certain types and brands of cameras, hundreds of specialized tools to properly service your camera and some may also have custom test jigs to help complete repairs more effectively and efficiently.

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Using a Tripod with Your Digital Camera

The purpose of using a tripod for digital photos is to reduce the chances of blurring the pictures. Even if for most parts, the image is clear, because of the slightest camera movement, the entire picture could be ruined. That’s why you will always see a tripod or monopod in a professional photographer’s camera bag! A camera tripod is extremely useful when taking pictures in dim light. When there isn’t enough light, the shutters are slower, therefore, increasing the chances of the digital image blurring out. A tripod can easily solve this problem. A tripod is also useful when you are planning to make large digital prints of the photos – a good support from a digital camera tripod will make a world of difference.

Well, even if you don’t have a tripod handy, you can always use someone else’s shoulder for support – just so your digital camera won’t shake as much when you take the shot. Well, in any case, it’s always better to use a tripod if there was a choice.

We see new models and types of digital cameras every single week, and the same thing can be said about tripods. The materials used to make digital camera tripods continue to change – the familiar aluminum tripod is now replaced with the lighter and more expensive carbon fiber tripod models. Although there’s quite a huge shift in pricing, some photographers think that investing in a lighter and more durable model of tripod is worth it – especially if they’re in the game for the money!

Before you buy a tripod for your digital camera, the first thing you must consider is how you plan to use the camera. There are essentially three heights that you can choose from…maximum, minimum and collapsed. It depends on the kind of tripod you like. The maximum tripod can be a little bit unstable as with everything tall and lanky. The minimum tripod can be a slightly inflexible, but is especially useful when taking low shots and trying adjust the lens to eye level. The collapsible is the most preferred type of tripod.

In professional photography, a tripod can help you take low shots on objects from the top. This can be done when you place the object on the floor and arrange the tripod on top of or slightly over the object, and then take a shot. Most of the high quality tripods come with a center column that enables you to adjust the height of the tripod according to your needs. Take your time and adjust the tripod height accordingly. To find the right angle, make adjustments to the tripod head.

With a tripod, you can easily take professional photographs even if you’ve never taken a professional photograph all your life! That’s how big a difference a tripod can make.

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Should You Upgrade to an XBox 360

The XBox 360 is going to be one of the most sought after gifts of this upcoming holiday season. However many people want to know is it worth upgrading now, or should you wait, here are some factors you may want to consider.

The base price for and XBox 360 is $300, the most common accessories are the 20GB hard drive ($100), wireless controllers ($50) and headsets ($20). Many vendors are offering packages with a variety of options with prices of $500 or more. While some of these options depend on your gaming style and preferences the hard drive is the one option we recommend you get right away. The hard drive allows you to save games to play back later and install updates that make many older games compatible on the new platform.

One of the advantages the XBox 360 will have over other game systems is graphics. The graphics of other gaming systems are top notch but on newer games like Project Gotham Racing 3, NFL 06 and Call of Duty 2 which were written for this platform, there simply is no comparison. When you compare the specifications the XBox 360 to any of its competitors, it’s anywhere from 2 to 10 times more powerful. If you are lucky enough to own and HDTV you will really notice the difference, although it will work on standard TV’s as well.

With this console Microsoft is also making a concerted effort to make the Xbox part of your media center. It can connect to any other windows networked computer in your house. It can be used to play movies, slideshows of pictures, and MP3 files. If you own and IPod or digital camera you can also connect them directly to the USB port located on the front game console.

Lastly you’ll want to think about Xbox Live. This is a paid online membership that allows you to get free trials of new games and play in head to head action against other players over your high speed internet connection. You also have access to updates and patches as they become available.

For hard core gamers there is no choice, they will do practically anything to get their hands on the newest and latest systems available. For others it may be worth waiting until 2006 when Playstation 3 is released to see how platforms compare.

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How To Choose The Perfect Digital Camera For You!

The huge variety of Digital Cameras in the market is a great thing but it is making our buying decision a difficult task. The following buying tips will help you make a better, more educated, focused and rational purchase decision. Please take into acccount that there is no one perfect Digital Camera that contains all the requiered features and sells at a low price too, so it will be a compromise like many others we make in life.

Do You Really Need a Digital Camera?

To answer this compare the price of mid range digital cameras and devide it by the cost of a roll of film. How many rolls of film you need to buy before covering the cost of your digital camera? On average good mid range digital camera cost aprox $ 600. Film will avarage $ 2. you will buy 200 rolls of films before ever covering the cost of your new digital camera. Think about it, how much time in terms of years would it take to shoot 300 rolls of film X 36 frames? It is almost 11,000 pictures! Shooting ten rolls a year on average would take 30 years to spend $ 600 in terms of rolls of film and if the cost of the camera was only $ 200 then it will take " only " 10 years. Do you start geting the picture here? Don't forget that there is the cost of developing and the cost of the prints, but if you want to get simmilar quality prints as film camera then you will have to send your digital images to a mini lab printer as well.

So please, don't buy into the idea you are saving money here...

It is true though that with the digital camera you print only the best shots you like most and not all 36 pictures, so at some point everything begins to balance out. Another point to consider is that, many people don't print digital images, they store it on their computers or over the internet in digital albums, or they make a presentation with background music, burn it on a DVD disk, and share it with family and friends at their living room on TV. The truth is always somewhere in the middle.

If it is not necessarily cheaper, Does the Digital Cameras give better quality results? The answer is short: NO! experts may even argue that film quality is better.

There is the psychological aspect behind it all. Remember not having to buy film gives you the free feeling of taking as many pictures as you like, with instant satisfaction of seeing results immediately. Secondly,you always have the option to retake shots.

Thirdly, people tend to store or print only the best pictures. The overall result is improvement in our recorded memories, we shoot much more, correct and delete bad ones and store or print only the very best.

In addition, imaging software enables us to even further improve saturation of colors, Compensate for bad exposures, crop, rotate, make a collage from many pictures, add Artistic Graphics Text and style.

To sum it all up, it is not true that the Digital Cameras are saving money, the quality is not higher than Film camera, in general the new better Digital cameras give you more manual control over exposure and shutter speeds. Psychologically we feel relaxed and free to shoot much more pictures. The end result is an overall improvement in recording our live memories.

What Do You Need to Look for in a Digital Camera:

Examine the Camera at a real store:

First I would like to suggest that the whole buying process not be done over the internet even though it is convenient and tempting. In my view it is very important to see the camera, to hold it in your hands, and most importantly to try it and see the results. The features of many digital cameras look quite similar and it is hard to make a decision merely by feature comparisons . It might be very handsome nice looking camera on the internet but may be it is too small for your big hands? Did you know that some Digital cameras Have up to 3 seconds delay between pushing the button and the actual shutter Movement (Picture taking). In 3 seconds my son is out of the frame already... One warning, come prepared (after reading this article), listen to the salesman but with a critic ear, as objectivety may be abscured and profit margin goals may be at mind. You don't have to buy at the store, If you like a specific camera now is the time to go to the internet and compare specific model prices. buy only at a reputable and reliable store either virtual or not.

Decide on a Certain Budget and Stick to it:

Photo gear has a lot of wana haves, nice to haves and let me have that one as well, gadgets. most camera manufacturers provide a basic memory card of 16 MB, this will be good for only a few high quality pictures, I strongly recommend you will buy a 128 MB or even better yet 256 MB Memory Card. Since Digital Cameras use LCD screen, batery consumption is much higher than what you are use to in film cameras, it is recommended to invest in a battery charger. Allocate a budget for your camera, but make sure it includes the Camera + Memory Card + Battery charger + case and even consider Wide Angel Converter.

Skin tone:

Test the cameras quality by taking a picture of people, observe the skin tone (face, hands etc'), does the skin tone looks natural to you? Or is it too pale or yellowish? Is it too reddish or pink? Insist on a good natural result.

How Many Mega Pixels?

The very basic " Point & Shoot " models can start with 2 Mega and can give very good results but I recommend you choose 3 mega or even 4 Mega for prints of up to 5 x 7. If you don't need many enlargements it is high quality and sufficient. There are compact models with even 7 Mega pixels but for all practical reasons it is an over kill, I would invest in wider aperture lens and longer range zoom. Don't think if your neighbor bought a 7 Mega camera that his camera is better, It's not.

What Aperture Lens:

The smaller the number the better, it is always marked with "f", for instance aperture range: f2.8 - f4, if it is constant on the entire zoom range, let's say f2.8 on all zoon range - excellent, the longer the zoom range the harder it is to produce a small aperture number, for instance a zoom range of 36mm - 420mm (12 X) if it is f2.8 on all the range it is impressive. a camera with Aperture range of f2 - f3 Very good. Higher aperture than f5 will produce less desirable results.

Zoom Range:(Optical)

The longer the range the better, you can catch a distant object, make nice close ups and portraits, it gives you more accessibility, flexibility and creative options. A long 420 mm (12 X) is excellent range BUT, you need to understand that the longer the zoom range the bigger the amplification of any hand shaking with the camera, therefore it is recommended to hold your breath, be as stable as you can with your hands and body but even better yet to use a Tripod. I would even compromise a bit on the range to be 370 mm (10 X) " only ". Important feature on a long-range zoom is an Anti-Shake or Image stabilizer. These features compensate approximately one f stop or more on movements.

I referred here to Optical zoom, there is a digital zoom in addition but usually the quality of it is very low, some salesmen tend to confuse the customers by multiplying the optical zoom by the digital zoon and claiming the camera to be 12 optical x 4 digital = (48 X)! Ignore such statements, refer just to Optical zoom.

In the old Film cameras a long zoom range meant a very long bulge, in the current modern Digital Cameras it extends less than an inch and stops, all the rest is done internally by the Cameras optics.

Wide Angel:

Most Digital Cameras do not have wide angel! It is one of the their biggest shortcomings, 36 mm or even worse 37 mm is not a wide angel zoom, as a result when taking pictures indoor you will notice you cannot catch a better part of the scene or only part of the room, when shooting outdoor you will notice that only part of the landscape can be included in the frame. Not to worry, there is a solution! Wide Angel Adaptor, it is an add on which is placed over the existing lens. It can be (X 0.75) = 28 mm, it can be (X 0.66) = 24 mm which is excellent. There is an additional charge for adopters as they are produced either by a third party or the original manufacturer of the camera. Adaptors give small Distortions so as a rule of thumb it is much better to have the original manufacturer adaptor as it matches optically much better. There are even Macro ad on Adaptors available.

LCD Screen:

The bigger the better, average size is 1.8", but there are models with 2" and even 2.5", another feature is a swivel (flip-out & twist) LCD screens, you can show your kid His picture in real time, and it can help you take a difficult angel and access shots. The LCD screens have one big problem, that is, under sun light and outdoor conditions it is very difficult to see the picture on them. Therefore, if it has Anti Glare feature it's better. The more pixels the better.

ISO Rating:

This one is important to actually check in the store and observe the results carefully. The wider the range the better, both on the low and high sides of the scale. If it is less than 100 it means you will get very good results in bright day light sunny conditions ( Iso 50 or 80 ), if it is Iso 400 and up it means you will get excellent results on low light conditions. Some of Digital Cameras don't perform well in Iso rating of above 200, (e.g. you will see a lot of noise and snow flakes), this is why I recommended verifying it.

Optics:

The quality of the Glass Optics is Important, some of the Manufacturers wave with their Optics Brands well known producers like:

* Leica lens
* Carl Zeiss lens
* Schneider-Kreuznach Variogon lens
* Nikkor Lens
* Canon Lens
* Etc’.

Additional points:

* Auto Focus - The more points the better - (9 Points is very good).
* External Flash option via hot shoe a plus.
* Lens Protective Hood - Better Light input + physical protection of the lens.

Who is the Camera manufacturer?

Most of the Digital cameras are designed in Japan, it is very important to choose a reliable producer with strong and experienced knowledge of Cameras, with a large variety of models and commitment to service and excellence. Always think who is the manufacturer, is he coming from the film field, Printers producer, electronics or has he dealt with cameras from day one.

Summary:

* The economy of the Digital Camera is not cheaper than Film Cameras.
* The overall result of using Digital Camera is improvement in our recorded memories, we shoot much more, correct and delete bad ones and Store only the very best.
* Examine and test the Camera at a real store only then compare prices in the Internet, buy only at reputable store.
* Decide on a Budget and stick to it, Take into account all the accessories such as bigger memory card of at least 256 MB.
* Aperture lens - The smaller the "f" number the better, Range between f2 - f3 is very good, f2.8 across all the zoom range is excellent. Especially if the zoom is long.
* Zoom range of (12 X) or (10 X), with Anti Shake or Image Stabilizer is great, Consider adding a Tripod.
* Wide angel adaptor is most important (0.75 X) or even better yet (0.66 X), original manufacturer adapters will give you best optical compatibility.
* LCD Screen - The bigger the better, Flip out & twist, Anti Glare, High Resolution.
* ISO Rating - Preferable range 50 - 800, settle for 80 - 400, Test It!
* Optics - well known manufacturers will give you better quality output.
* Auto Focus - The more points the better - (9 Points is very good).
* External Flash option via hot shoe a big plus.
* Lens Protective Hood - Better Light input + physical protection of the lens.
* Well-known leader and experienced Camera manufacturer with good service backup.

A list of major camera manufacturers web sites:

* Canon USA
* Casio-USA
* Nikon USA
* Fuji-Film-US
* Hasselblad
* HP-US
* Kodak Photo
* Konica-Minolta-US
* Mamiya
* Leica-Camera
* Olympus-America
* Panasonic-Cameras
* Pentax
* Samsung-camera-usa
* Sigma-Cameras
* Sony-US

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Digital SLR Camera vs a Compact Digital Camera

Digital Single Lens Reflex (SLR) cameras are excellent cameras that produce clearer, sharper and more colourful images than most point and shoot digital cameras available. With prices falling rapidly, they are now more affordable then ever. With the price gap between an entry model digital SLR camera and the most expensive compact digital camera narrowing; the question is… do I spend the extra money and get a Digital SLR camera? or save a few hundred dollars and purchase the best digital compact camera.

Well, it really depends on your budget; however if you do spend the extra money, here's what you get:

In addition to the price falls in the Digital SLR models, the performance on these cameras has increased year on year with the latest Digital SLR cameras being quicker and faster than ever before. They have improved to such an extent that power up or start-up time is near instantaneous with virtually no lag time. “Lag time is the time between you pressing the shutter release button and the camera actually taking the shot”. This delay can vary quite a bit between different camera models and it is one of the biggest drawbacks compared to a compact digital camera. The latest digital SLR cameras have virtually no lag times and react in the same way as conventional film cameras, even in burst mode. Compact digital cameras are catching up; however the difference is still significant. A lag time of ~0.5 seconds can result in you missing the heartbeat of the moment and hence that potential great picture.

Digital SLR camera also has a larger sensor versus a smaller sensor in a compact digital camera. This equates to higher sensitivity and less noise and results in the camera taking clearer pictures in low light. (They also have better autofocus speed in low light as well). A measure of sensitivity in a digital camera is ISO and a typical ISO range for a Digital SLR camera varies from ISO 100 – 1600 with the latter being more sensitive. The ISO range for a compact digital camera varies from ISO 50 – 400. In summary, the higher the ISO rating, the greater the sensitivity and the better the photo can be taken in low light.

The Digital SLR cameras have a much longer battery life due to the limited use of the LCD screen. Please note, that as the LCD screen is only used for viewing the image, the battery life of a digital SLR can allow up to 2000 shots per charge in some cameras compared to 500 for a good point and shoot digital camera.

Digital SLR cameras also allow you to interchange lens such as adding a zoom or macro lens when required.

On the negative side of a Digital SLR camera; they are usually larger and heavier than compact digital cameras, the image cannot be previewed on the LCD screen prior taking the picture. If you really require the image to be viewed on the LCD prior to taking the picture, there are third party manufacturers that produce LCD screens that attaches to the viewfinder and allow the scene to be view just like a compact digital camera. The other drawback is the inability to take videos and finally, lenses are expensive with the majority costing more than the camera itself.

Although compact digital cameras cannot compete on features with a Digital SLR camera, they are great value, have the ability to take videos and are portable. If you have decided to purchase a Digital SLR camera I recommend you visit other websites which has Information on Digital Camera and compare the features. If you are still undecided, purchase both.

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7 Financial Easy Strategies for Transitioning from Salaried to Solo

A 40’s something woman was talking to me the other day about her growing sense of frustration with “working for someone else” and her longing to “do my own thing, drive my own wagon”. But, she said with consternation, “I have family counting on me and a standard of living I don’t want to sacrifice.”

Everyone has to decide for themselves what level of sacrifice and risk they’re willing to undertake in order to enjoy the satisfactions of working independently. Knowing some strategies for managing the risk will allow you to make a well-informed decision.


Of the seven strategies included below, the first two suggest ways to gradually transition from salaried to solo, instead of diving off the edge. The second two are ways to stretch the dollar; and the final three are ideas for getting started without stopping.

1. Continue to draw a (reduced) salary
Leaving your current employment in order to develop your new business may look like the only option, based on an assumption that you won’t get approval for reducing your hours. While this may prove to be the case, asking yourself why and how your company will profit from retaining your skills and experience for a transitional period can provide the basis for approaching your employer. Be sure to do your homework first, however, and be able to back up your request with a solid rationale.
Also consider the issue of timing. You want to weigh informing your employer of your wish to leave with being prepared to leave if the answer to your request is no.

2. Develop another income stream
If you need to leave your present employment, is there a skill in your toolbag that you can resuscitate and put to work without a significant expenditure of time or energy? Is moonlighting or freelance work an option? Virtual e-lancing websites (such as eWork.com, Guru.com, and e-lance.com) may be worth looking into for short-term professional services opportunities.
Examples: A community mental health worker transitioning to private practice used his conflict resolution experience to sell a training package to public schools. A woman transitioning out of an insurance brokerage created and sold seminars on long term care financing at local retirement centers.

3. Reduce expenses
Apart from fixed expenses - mortgage, taxes, insurance, etc. –are discretionary expenses that make up the larger part of budgets. Doing a careful analysis of these expenses and choosing what you can forego for awhile can often save thousands per year.
Carefully analyzing hidden expenses – credit card interest rates, bank charges, late fees, auto debits, phone plans – or “lost money” from low interest rates on savings may generate several thousand more per year.


4. Borrow
It isn’t necessary to wait to borrow for start-up costs until you have a well-documented idea to submit for a business loan. Refinancing a home or taking a line of credit are relatively low-cost ways of generating capital. Depending on your credit rating, you can also get time-limited low-interest loans from credit card companies.
If you choose this option, applying for loans or refinancing packages while you’re still employed is strongly advised. Your rating as a borrower declines quickly once the regular paychecks stop.

You don’t have to wait!
Get started on your new business idea while you’re still employed. Several of the all-important first steps (below) can be started while standing in the grocery line or running on the treadmill. They involve asking yourself some questions and doing some informal research to get crystal clear about your idea. This can take weeks off your actual start-up time.

5. Identify your niche.
Think about the services you’re uniquely qualified to provide, as well as the ones you most enjoy providing. Be specific! Write them down! Then think about what group of people would get benefit from those services and have the ability to pay for them. Again, be specific: age, where they congregate, habits and values, how they define the problem your services are going to solve. If you don’t know, ask. Find someone who fits your “ideal client” profile (s/he may be on the treadmill next to yours at the gym) and get permission to ask some questions. People generally love to be helpful.

6. Create your marketing plan.
Don’t be intimidated by the term “marketing plan”. While what you need from a marketing plan will get more sophisticated as your business develops, for now it simply means answering the question, How is my business going to make money? What is the product or service you’re going to sell? How will you describe it so people quickly recognize the value? How will you package it? (fee for service? by the project? on retainer?) How will you price it? (What’s being charged for comparable services? What “feels right” to you?)

7. Manage fear!
For most people, anything involving money involves some level of fear. It’s important to acknowledge to yourself and to others that you are taking a risk, and you’ve decided it’s a risk you want to take. So consider the fear natural, and find ways to manage it.
Getting support from people who believe in you and in what you’re embarking on is #1 in fear-management tactics. Don’t assume that you’ll get it from the people closest to you, or that if you don’t have it you shouldn’t proceed. They’re probably the ones most impacted by your decision and so may be least ready to offer support. Their consent – a willingness to go along with your plan – is helpful, but support may have to come later.
It’s also helpful to set a goal (and a date for completion) that’s key to your new venture – arrange financing by a particular date, or sign a lease – and announce it to at least one person. You’ll find that making that commitment, saying it out loud, and following through will in turn generate more confidence and more forward momentum.

To all of you who are tired of marching to someone else’s drum and are eager to go solo, these strategies should help you take prudent but positive steps toward realizing your goal. Good luck!

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Weight Loss Secret

Some people have discovered a simple weight loss secret that can help keep you losing pounds even if you have a sweet tooth. Most diet plans allow sugar free desserts, and they can be a delicious way to keep you on track.

If you are a dieter who craves something sweet, these tasty treats might be your secret weapon to satisfy that sweet tooth and still stay on your weight loss program.

But if you think sugar free desserts are bland, boring or only for diabetics get ready to change your mind.

Sugar free desserts have come a long way in taste in the last few years. They are so good now you have to look at the packaging to believe you are actually eating a sugar free dessert. There's a multitude of different varieties, and many of them really do taste better than the sugar varieties.

Many followers of the Atkins Diet have discovered the secret of these incredible low-carb and sugar free taste treats. This allows them to stay on their diet plan without missing out on a delicious dessert.

In fact, for many dieters, having a dessert is the one thing that keeps them feeling more satisfied. If you feel satisfied you will stay on a diet plan longer and be more successful with weight loss.

But it's important to note that just because a dessert is sugar free doesn't mean it's calorie free. Even though these sugar free desserts are usually lower in calories, they still could sabotage a low calorie diet. Although many weight loss program allow them, check your diet plan to see what it says about these no sugar desserts before you eat them.

Another advantage of eating a sugar free dessert is it doesn't raise your blood sugar like desserts made with sugar. Keeping your blood sugar levels more level keeps your hunger down and is much better for your overall health. You are also less prone to diabetes which is at an all time high in America right now.

A lot people use sugar free desserts as part of their weight loss program. But many have switched to these no sugar taste treats, as a much healthier alternative.

So the next time you crave something sweet but still want to stay on your weight loss program, a sugar free dessert might be a perfect choice.

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Weight Loss Tips

There are a lot of “crash” diets out there that promise that you’ll drop a considerable amount of weight in days or a week.

I have tried a few of these, and in my experience the weight always comes back on, just as quickly since the weight loss tips given are not something that will work with your body.

One thing you don’t want to do if you are actually serious about losing weight is to follow these fad diets and their ridiculous weight loss tips.

After their ineffectiveness has been proven time and again, people will start to wise up to that particular diet, and will head off in search of a new craze.

Lets be honest, people are always searching for new weight loss tips because they want to lose pounds and they want immediate results, but this is just wishful thinking.

To lose weight permanently and effectively it will be a rather slow progress, all depending on your metabolic rate and how much you need to lose.

There are however some proven tried and true weight loss tips for aiding in the weight loss process, and I can make you familiar with them.

Weight Loss Tip 1
Don’t skip breakfast. Whatever you do follow this advice, because otherwise you are much more likely in fact prone to binge later in the day.

Weight Loss Tip 2
Don’t eat anything for at least an hour before going to bed.

Weight Loss Tip 3
Don’t snack while watching TV. It’s acceptable to eat a meal while watching television, but never is snacking at this time acceptable.

Weight Loss Tip 4
Substitute fruits like; bananas, watermelon, plums, peaches, and oranges for sugary treats like; cookies and candy.

Weight Loss Tip 5
Substitute honey for sugar, and carob powder for chocolate in all recipes. These taste just as good if not better when used properly.

Weight Loss Tip 6
Eat more vegetables. This can even be enjoyable if you have a good cookbook like Good housekeeping's latest edition.

Weight Loss Tip 7
Avoid unnecessary high calorie foods. Instead of a high calorie salad dressing for instance try cottage cheese or yogurt to improve the salads taste and peel off the pounds.

Weight Loss Tip 8
Exercise at least a half hour each day for five days out of the week. Biking on a stationery bike while reading is a great form of exercise to slim legs.

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Keys To Weight Loss

First off, let me start by saying this list is by no means exhaustive. However, if you can manage these 4 important components of a weight loss program, you will be on your way to a slimmer body.

Build the Foundation

Many people begin a weight loss program with their basal metabolic rate (BMR), which is the amount of energy (calories) your body uses in a resting state, in the gutter. The key then is to increase your BMR so that you are burning more calories throughout the day, every day. Increase the amount of calories you burn, increase the amount of fat you lose. Makes sense, yes? The best way to increase your BMR is through adding muscle tissue. Females often shudder at the idea of adding muscle due to their fear of becoming “bulky.” Relax babe! It’s a little harder to add that kind of muscle mass than you think. Besides, a little muscle mass goes a long way toward achieving a leaner body. And this is what you want, right?

Specificity of Program

Not just any exercise program will do for weight loss. Simply burning calories is not good enough. The program must be designed to elicit specific hormonal responses that are conducive to weight loss. I’ll give you a hint…hours and hours of cardio is NOT the answer!

Consistency

This one pretty much speaks for itself. Have you ever achieved anything great with an inconsistent effort? Unless you consider failure a great achievement, you probably haven’t. You must exercise consistently to get the results you want! It amazes me how many people put so little effort into their exercise program and complain about not seeing results. Even the most well designed programs are useless if they are not adhered to on a consistent basis.

Diet

Again, this one goes without saying. You can’t expect to achieve a leaner body by continuing your unhealthy eating habits. This isn’t to say that you should drop everything in your diet immediately and exchange it for “healthy” food. You would end up miserable and revert back to your old habits within a month. Instead, practice moderation and don’t overindulge. Also, phase certain unhealthy foods out of your diet while introducing healthier foods. The transition will be easier to make and a lot easier to maintain.

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Can you really lose 60lbs in 30 days?

Is it better to lose 2lbs a day or 2lbs a week?

Yes it’s very possible that you can lose 60lbs in 30 days but I don’t think you would want to and here’s the reason why:

Let’s say you do lose 60lbs in 30 days… how much of that weight you lose do you think is going to be pure body fat? Remember-- body fat makes us look ugly.

Anytime you try to lose more than 2lbs a week or 60lbs in 30 days (2lbs a day!)…A larger part of the weight you lose is only going to be water and muscle. Losing a lot of water and muscle weight does nothing to improve your looks and it slows down your metabolism

Slow metabolism = easier weight gain

Every time you see a weight loss ad that’s too good to be true…the ad is basically saying “Hey you can lose 60lbs in 30 days but some of that weight you lose is going to be water and muscle weight”

Whenever you are trying to lose weight (body fat) for good and look your very best you definitely do not want to lose any muscle. Every time you lose muscle your metabolism slows down. A slower metabolism makes it easier for you to gain weight

As a matter of fact you may be one of those people who gain weight just by looking at food. The reason for your easy weight gain is that you probably don’t have that much muscle to begin with and when you try to lose 60lbs overnight you are only going to lose more muscle making it very easy for to gain all the weight back you just lost!

The more muscle you have the better you look. Even if you had two people of the same height & weight but both had different amounts of muscle in their bodies--the person who has the most muscle will always look better.

Are the outrageous claims that the weight loss ads make true? Can you lose 60lbs in 30 days or 10lbs overnight? The answer isn’t No but a big Maybe.

But if you do happen to lose 60lbs in 30 days you’re only going to look worse (because of the muscle you lose) and you’re going to gain it all back quicker than you lost it (because you’re metabolism is slower now that you lost muscle)

What if you have to lose 10lbs in one week to pass a physical exam? In this case you may have no choice but to go on “Dr. whoever’s rice cake diet” to lose 10lbs in a week. All you’re looking for in that situation is a quick fix to your weight loss problem.

But if you want to lose weight for good, look your best, & keep your metabolism burning at a steady rate… You got to lose weight at a much slower rate.

You want to try to lose no more than 2lbs a week or 3lbs at the most when you want to lose weight permanently. Usually when you lose anything over 2lbs a week you are only losing water and muscle weight which again has no effect on long-term weight loss or significantly improving the way you look.

Losing 2lbs a week is a lot simpler than trying to lose 10lbs a week. One of the things you can do to start losing 2lbs a week is to substitute higher calorie foods you eat with lower calorie foods.

For example a simple trick that I have most of my clients do is to replace all the sodas and juices they drink with water. The drinking water trick is taken very lightly by a lot of people---but many of my clients tell me that they see a difference in their weight after drinking only water for a couple of weeks.

The other thing you can do is to increase your daily physically activity. This doesn’t mean that you have to start signing up for marathons regularly. To gradually increase your physical activity you can--

* Park in the back of parking lots so you have to walk more to your destination
* You can take the stairs instead of the elevator—it doesn’t have to be all the flights…walk some flights and take the elevator the rest of the way.
* Play golf or play with your kids everyday

The point is to just do something…It doesn’t have to a lot at first but after about a couple weeks start to take 20-30minitue walks in the park or ride a bicycle everyday.

Long-term weight loss doesn’t happen in 60 days or overnight… it happens in the Long-term. Just remember that the next time you see a weight loss ad that promises you unbelievable results.

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